Late fees, interest, deductions, the whole nine yards.
Previously the kids just got an allowance. We didn't tie it to anything because we wanted to teach them that they simply have responsibilities.
That didn't work out. No chores got done, and they were always asking us for money/things.
Now they work their butts off to get what they want. There is a price sheet for the value of each chore on the fridge.
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